Home prices are down but have crept up slightly over the past 2 years with 2009 slightly higher than 2010 due to demand created by tax incentives for homebuyers. Interest rates are the lowest they’ve been in almost 40 years! Low down payment financing is available and inventory of homes is good! So is this a good time to buy? I say yes! This is the best time to buy in nearly 40 years! Will home values and interest rates rise? Of course they will! Can you afford to wait?